Blog
![pencilblue](https://www.theloanoperator.com.au/wp-content/uploads/2017/10/pencilblue.png)
BLOG
Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
All 10
All 10 /Asset and equipment finance 0 /Boutique Services 0 /Calculators 0 /Commercial and business loans 0 /Contractor Loans 0 /First Home Buyer 0 /Freelancer Home Loans 0 /Home Loans 0 /House and land 0 /Investment Loans 0 /News & Trends 10 /Non Profit Worker Loans 0 /Nurses + Healthcare 0 /Paramedics 0 /Refinance and debt consolidation 0 /Refinance to renovate 0 /Refinancing 0 /Reverse mortgages 0 /Salary Packaging 0 /Self managed super 0 /Tips 0 /Who We Help 0
![Blog 1100×733 Kiwi HGS 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-Kiwi-HGS-2024-705x470.jpg)
Low deposit scheme opens up to New Zealander visa holders
Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been opened up to visa holders from across the Tasman. Here’s what you need to know.
24/07/2024/by Ben Behar![Blog 1100×733 fear rejection 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-fear-rejection-2024-705x470.jpg)
Is fear of rejection holding you back from your life goals?
Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s driving this fear, and how you can boost your chances of getting approved.
17/07/2024/by Ben Behar![Blog 1100×733 average loan 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-average-loan-2024-705x470.jpg)
How much could you expect to borrow for a home in 2024?
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring down your balance sooner.
10/07/2024/by Ben Behar![Blog 1100×733 HGS 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-HGS-2024-705x470.jpg)
50,000 low-deposit spots open for first home buyers and single parents
The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as well as 5,000 more spots for single parents. Here’s how it could help you buy a home sooner.
03/07/2024/by Ben Behar![Blog 1100×733 home prices 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-home-prices-2024-705x470.jpg)
Will home prices keep rising over the next year?
Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall.
26/06/2024/by Ben Behar![Blog 1100×733 Rate cut expected 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-Rate-cut-expected-2024-705x470.jpg)
Rate cuts? Pencil them in for 2025
Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself.
19/06/2024/by Ben Behar![Blog 1100×733 tree change 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-tree-change-2024-705x470.jpg)
Is a tree or sea change on your horizon?
Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.
12/06/2024/by Ben Behar![Blog 1100×733 three in four 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-three-in-four-2024-705x470.jpg)
Why three-in-four Aussies turn to a broker for home loan help
You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is - and always will be - putting you first. That’s why three in every four borrowers now come to us for help.
05/06/2024/by Ben Behar![Blog 1100×733 Nan and Pop 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-Nan-and-Pop-2024-705x470.jpg)
First home buyers turn to Bank of Nan and Pop
Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.
29/05/2024/by Ben Behar![Blog 1100×733 Subject to Finance 2024](https://www.theloanoperator.com.au/wp-content/uploads/Blog-1100x733-Subject-to-Finance-2024-705x470.jpg)
What you should know before buying ‘subject to finance’
Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.
22/05/2024/by Ben BeharServices
![](https://www.theloanoperator.com.au/wp-content/uploads/2017/10/facebook.png)
![](https://www.theloanoperator.com.au/wp-content/uploads/2017/10/approved-broker.png)
© 2017 The Loan Operator
All rights reserved