Our learning hub offers a variety of tips, tricks and strategies to help you kick-start your investments.
Have a read through the blog posts, calculate answers or download some free resources for insider mortgage and lending advice.
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Answers to your Questions
Did you know that having a $5,000 credit card limit can drastically reduce your borrowing capacity?
Clear your credit card and consolidate them into your home loan to reduce your monthly outgoings, commonly referred to as debt consolidation. There is more you can do to reach your goals
Fixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest rates to head south.
The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers.
How much has your home’s value risen by?
We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property quintuple within the timeframe of a typical 30-year mortgage.
Property market set to blossom this spring
The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season. Here’s how to prepare if you’re planning to buy in the weeks ahead.
How to buy an investment property using your home’s equity
Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains in the property market as equity for an investment property. Let’s take a look.
Does your job come with home loan perks?
Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment from lenders. So today we’ll look at some of the occupations that can offer up home loan perks.
Why multi-bedroom homes could be appealing for investors
A cost of living crunch is driving a new trend among renters – and it’s changing the wish lists of some property investors. We reveal what’s happening across the rental and investment markets.
Low deposit scheme opens up to New Zealander visa holders
Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been opened up to visa holders from across the Tasman. Here’s what you need to know.
Is fear of rejection holding you back from your life goals?
Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s driving this fear, and how you can boost your chances of getting approved.
How much could you expect to borrow for a home in 2024?
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring down your balance sooner.
CALCULATORS
Explore our popular range of calculators to work out your home loan repayments, stamp duty, savings targets, budget planning, purchase and selling costs, offset account savings and more.
Loan Repayment Calculator
What do I have to pay per month, fortnight or per week for my home loan?
Borrowing Capacity Calculator
Get and indication of how much you can borrow from our lending panel
Online Budget Planner
Work out what you spend versus what you earn – how much is leftover to save?
Compound Interest Calculator
Our calculator can show you the power of compounding interest on your savings?
Home Loan Offset Calculator
How much interest can you save by offsetting your savings against your loan?
Credit Card Calculator
See how quickly you can pay off your credit card debt by making extra repayments?
Extra Repayment Calculator
Learn how extra repayments can save you time and money on your home loan?
How Long To Repay Calculator
Work out how long it will take you to be mortgage free?
Income Tax Calculator
Will help you calculate what you earn after tax – your net income.
Interest Only Calculator
Calculate the true cost of taking out an interest only home loan
Lump Sum Repayments
Can I pay a lump sum? How does it affect my loan?
Home Buying Costs Calculator
Calculate upfront and ongoing costs when buying your new home.
Property Selling Charges
Calculate the costs associated with selling your property.
Increase Your Savings
By making regular deposits work out what your future savings will be?
Stamp Duty Calculator
Calculate the stamp duty on any property bought in Australia.
Rent vs Buy Calculator
The age old question, do I rent or do I buy a property in which to live?
Resources
There’s a lot, you need to get your head around, when comes to buying a house and getting a home loan. That’s why we’ve assembled these free resources, to help you successfully navigate The Property and Finance Minefield. (Subtle plug of my book written for the first time home owner and property investor)
Sign up for our free ebook!
How to Avoid Property Headaches and Financial Hangovers
The Property & Finance Minefield
Features answers to your questions from our team of experts:
- the art to finding and buying a property
- go from financial fear to what’s possible
- how borrowing and finance works
- find out what banks look for in your application
- protect everything you build and work hard for
- tricks to eliminating your mortgage debt fast!
